Apply NowOur Impact
For 20+ years, we have provided economic development financing and technical assistance across the housing spectrum, creating a lasting legacy of affordable housing throughout Colorado and other states.
At Impact Development Fund, we believe in opportunity –
for everybody.
Impact Development Fund’s mission is to help people within our underserved communities seek fulfillment for themselves and their families by providing access to affordable living. We create these opportunities by delivering flexible capital to nonprofit organizations, developers and others who support the underserved.
What We Do
Impact Development Fund supports projects that bring together multi-faceted community stakeholders including nonprofit organizations, developers, community banks, individuals and local and state government. Starting with strategic planning for future projects, through the application process to ultimately securing financing, we help overcome obstacles to ensure critical community projects can break ground.
IDF supports both retail and commercial financing.
Retail
We offer financial products to consumers seeking to acquire, rehabilitate or improve the energy efficiency of their primary residence.
Commercial
We provide financing to nonprofit, for-profit and local agency developers seeking to expand and improve the inventory of rental and owner-occupied housing.
As a nonprofit Community Development Financial Institution (CDFI) certified by the United States Treasury, and as an approved CRA (Community Reinvestment Act) institution, IDF works with social impact investors, local municipalities, housing and financing authorities, nonprofit organizations such as Habitat for Humanity, partner CDFIs and traditional banks. Our goal is to guide these partners along the path beginning with strategic vision to project financing and fruition.
Who We Are
Impact Development Fund is a team is of talented and motivated individuals who are passionate about what we do and the communities we serve. We believe firmly in our mission and are committed to give our all to improve the quality of life for the great diversity of underserved residents.
Megan Ferguson
CHIEF EXECUTIVE OFFICER
Originally joining Impact Development Fund (then Funding Partners) in 2008, Megan brings more than 15 years of experience in community development and affordable housing finance. As Chief Executive Officer, Megan provides strategic leadership and direction to advance IDF’s mission of expanding access to affordable housing and economic opportunity.
Megan holds a Bachelor of Science Degree in Business Administration and Marketing from Colorado State University, and currently serves on the Board of Directors for Rural Homes/Paradox Community Trust and the Legislative Committee for Housing Colorado.
Megan has developed and launched innovative lending programs, strengthened financial infrastructure, expanded capital attraction efforts, and led communication strategies that enhance IDF’s visibility and partnerships. Through this work, she has become a recognized leader in community development, known for her collaborative approach and commitment to long-term impact.
Aaron Ferguson
CHIEF CONSTRUCTION OFFICER
Connie Ealey
CHIEF ADMINISTRATIVE OFFICER
Meridith Dillon
CHIEF OF STRATEGY AND PARTNERSHIPS
Rachel Tweedy
CHIEF OPERATING OFFICER
Rohana Parks
CHIEF PEOPLE OFFICER
Amber Florence
SENIOR MANAGER, LOAN SERVICING & ESCROW
Jamie Daniels
FUNDING SPECIALIST
Linnea Sherwood
LOAN SERVICING SPECIALIST
Mesia Sipes
PORTFOLIO ADMINISTRATOR
Michelle Moulton
PORTFOLIO ADMINISTRATOR
Alex Dea
CLEAN ENERGY COMMERCIAL UNDERWRITER
Coren Hanscome
CONSUMER CLEAN ENERGY LENDING MANAGER
Justin Hill
DIRECTOR OF CLEAN ENERGY
Ty Wills
COMMERCIAL UNDERWRITER I
April Talbot
MANAGER, COMMERCIAL PORTFOLIO & CLOSINGS
Colton Clarke
COMMERCIAL UNDERWRITER I
Marcus McKinney
DIRECTOR OF COMMERCIAL LENDING – TAX CREDITS
Nate Kleist
CREDIT ANALYST
Ross Valdez
DIRECTOR OF THIRD-PARTY COMMERCIAL LENDING
Elizabeth Deleone
RETAIL LOAN SPECIALIST
Gwen Borrego
RETAIL LOAN SPECIALIST
Jamila Pierson
CFBC TEAM LEAD
Karen Hancock
RETAIL LOAN SPECIALIST
Karen Hucke
RETAIL LOAN CLOSER
Kathy McKinney
RETAIL TEAM LEAD
Kelli Despain
RETAIL LOAN SPECIALIST
Kristin Kyle
RETAIL LOAN SPECIALIST
Misty Mallonee
RETAIL LENDING UNDERWRITER
James Gutowski
SYSTEMS & DATA INTEGRATION SPECIALISTJorden Thomas
Governance & Strategic Support Specialist
Michael DeSantis
TECHNOLOGY OPERATIONS SPECIALISTTyson Eyre
BUSINESS INTELLIGENCE MANAGERBryn DeMarois
COMMUNICATIONS & EXECUTIVE SUPPORT SPECIALIST
Cayley Griffin
STRATEGIC INITIATIVES & Partnership Specialist
Erica Hall
REPORTING AND COMPLIANCE SPECIALIST
Jim Kolnik
ELIGIBILITY SPECIALIST
Cooper Bobo
CARPENTER/FRAMER
Travis Lundahl
CONSTRUCTION SPECIALIST
2026 Board Members
Becky Christoffersen (President)
Chief Investment Officer
Midwest Housing Equity Group
Mark O'Connor (Past President)
(Retired) President of Investments
FirstBank Holding Company
Javonni Butler (Vice President)
Project Manager
Evergreen Real Estate Group
Micah Halverson (Secretary)
Partner
Kutak Rock LLP
Randy Ilich (Treasurer)
Vice Chairman
Colorado Federal Savings Bank
Kristin Candella
Executive Director and CEO
Fort Collins Habitat for Humanity
Brian Rossbert
Executive Director
Housing Colorado
Annie Perizzolo
CRA Loans & Investments Manager
American Express
Kristi Budish
Director of Community Development
Colorado Housing and Finance Authority
Mary Stegner
Executive Director
Partners in Housing
Renee Gallegos
(Retired) Deputy Director of Housing Opportunity – Department of Housing Stability (HOST)
City of Denver
2026 Finance Committee Members
Randy Ilich (Board Member, Treasurer)
Vice Chairman
Colorado Federal Savings Bank
Shane Houska
Vice President, Agribusiness Banking
First National Bank
Erik Frandsen
Vice President, Commercial Real Estate
Huntington Bank
