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At Impact Development Fund, we believe in opportunity –
for everybody.

Impact Development Fund’s mission is to help people within our underserved communities seek fulfillment for themselves and their families by providing access to affordable living. We create these opportunities by delivering flexible capital to nonprofit organizations, developers and others who support the underserved. Together, by lifting up the people in our communities, we strengthen Colorado.

What We Do

Impact Development Fund supports projects that bring together multi-faceted community stakeholders including nonprofit organizations, developers, community banks, individuals and local and state government. Starting with strategic planning for future projects, through the application process to ultimately securing financing, we help overcome obstacles to ensure critical Colorado community projects can break ground.

Our Impact

For 20+ years, we have provided economic development financing and technical assistance across the housing spectrum, creating a lasting legacy of affordable housing throughout the state.

IDF supports both retail and commercial financing.

Retail

We offer financial products to those seeking to acquire, rehabilitate or improve the energy efficiency of their primary residence.

Commercial

We provide financing to nonprofit, for-profit and local agency developers seeking to expand and improve the inventory of rental and owner-occupied housing.

As a nonprofit Community Development Financial Institution (CDFI) certified by the United States Treasury, and as an approved CRA (Community Reinvestment Act) institution, IDF works with social impact investors, local municipalities’ housing and financing authorities across Colorado, nonprofit organizations such as Habitat for Humanity, other CDFIs and traditional banks. Our goal is to guide these partners along the path beginning with strategic vision to project financing and fruition.

Who We Are

Impact Development Fund is a team is of talented and motivated individuals who are passionate about what we do and the Colorado communities we serve. We believe firmly in our mission and are committed to give our all to improve the quality of life for the great diversity of underserved residents who choose to call Colorado home.

Sean Doherty

EXECUTIVE DIRECTOR

CFA, CPA

Sean Doherty is the Executive Director of Impact Development Fund (IDF), a Colorado-focused Community Development Financial Institution (CDFI) located in Denver. IDF has been providing financing capital throughout the state since 1999 in support of affordable housing and nonprofit facilities projects.

Sean moved to Colorado from Maryland in 2015 where he spent over 25 years in commercial banking, brokerage and community development finance. Prior to joining IDF, Sean was the CFO for Baltimore Community Lending, another CDFI focused on the development needs of the City of Baltimore. He maintains designations as a CPA and CFA.

Sean currently lives in Northern Colorado with his wife and the 3 youngest of his 6 children.

Megan Ferguson

DEPUTY EXECUTIVE DIRECTOR

Originally joining Impact Development Fund (then Funding Partners) in 2008, Megan brings a background in marketing, retail banking and residential mortgage lending. Utilizing these strengths, Megan oversees program design, loan origination and servicing operations, and processes and policies. As Deputy Executive Director, Megan is responsible for informing and overseeing implementation of micro and macro organizational operations strategies.

Megan currently holds board and committee positions with Neighbor to Neighbor, Windsor Housing Authority, and the Habitat for Humanity of Colorado Finance Committee. Megan holds a Bachelor of Science Degree in Business Administration and Marketing from Colorado State University, and is a licensed Mortgage Loan Originator in the State of Colorado.

Megan currently lives in Northern Colorado with her husband and three children.

Gina Winterhalder

LOAN SERVICING MANAGER

Contact For: Loan Account Activity, Monthly Payments, Payoff Requests and Lender Portfolio Management

Connie Ealey

UNDERWRITING & COMPLIANCE MANAGER

Contact For: Commercial Loan Applications, Processing, Closing and Compliance

Coren Hanscome

RETAIL LENDING MANAGER

Contact For: Single Family Loan Programs, Program Management and Single Family Loan Applications

Erica Madison

BUSINESS DEVELOPMENT MANAGER

Contact For: Business partnership, program development.

Denise Selders

RETAIL COMPLIANCE MANAGER

Contact For: Retail loan program compliance information.

Rachel Tweedy

RETAIL PROGRAM MANGER

Contact For:  Retail loan program information. 

Kathy McKinney

RETAIL LOAN SPECIALIST

Contact For: Single Family Loan Application Intake, Loan Applications in Process, and Loan Subordination Requests

Dana Cook

RETAIL LOAN SPECIALIST

Contact For: Single Family Loan Application Intake, and Loan Applications in Process.

Wendy Coburn

RETAIL LOAN SPECIALIST

Contact For: Single Family Loan Application Intake, and Loan Applications in Process.

Kelli Despain

RETAIL PROGRAM SPECIALIST

Contact For: Elevation Community Land Trust application and eligibility.

Kristin Fewell

DISASTER RECOVERY SPECIALIST

Contact For: Disaster recovery programs.

Jessica Taft

SERVICING SPECIALIST

Contact For: Monthly loan payments, statements, homeowners insurance and payoff statements.

Karen Hucke

SERVICING SPECIALIST

Contact For: Monthly loan payments, statements, homeowners insurance and payoff statements.

Eric Daniel

COMMERCIAL LOAN SPECIALIST

Contact For: Commercial Loans in process.

Marcus McKinney

COMMERCIAL LOAN SPECIALIST

Contact For: Commercial Loans in process.

Nick Hellman

OPERATIONS SPECIALIST

Contact For: Vendor account management, contract management.

2021-2022 Board Members

Mark O'Connor (President)

Senior VP, Director of Investment
FirstBank Holding Company

Becky Christoffersen (Vice President)

Chief Investment Officer 

Midwest Housing Equity Group 

Micah Halverson (Secretary)

Partner

Kutak Rock LLP

Randy Ilich (Treasurer)

Vice Chairman


Colorado Federal Savings Bank

Khanh Nguyen

Portfolio Director – Healthy Living 

Colorado Health Foundation

Stephen Wessler

Senior Vice President


CBRE Capital Markets

Kristin Candella

Executive Director and CEO


Fort Collins Habitat for Humanity

John Pike

Senior Vice President


Manager Commercial Real Estate

John Pike

Senior Vice President

Vectra Bank, Commercial Real Estate

Beth Truby

Preservation Program Manager 

Colorado Housing and Finance Authority

Mary Stegner

Executive Director                             

Partners in Housing

Annie Perizzolo

CRA Loans & Investment Manager

  American Express

2021 Committee Members

LOAN COMMITTEE

Becky Christoffersen (Chair)

Chief Investment Officer

Midwest Housing Equity Group 

Stephen Wessler

Senior Vice President

CBRE Capital Markets

Erin O’Neill

Assistant Vice President       

S.B. Clark Companies

Michael Reis

Sr. Development Manager                 

Archway Communities

Lisa Blomquist-Palmer

Executive Director

HomesFund

Bob Munroe

Principal

RMM Advisors

FINANCE COMMITTEE

Randy Ilich (Treasurer)

Vice Chairman

Colorado Federal Savings Bank

Shane Houska

Senior Manager
Commercial & Private Banking Credit Analysis

First National Bank

Annie Perizzolo

CRA Loans & Investment Manager

American Express

Erik Frandsen

Vice President, Commercial Real Estate

TCF National Bank

Abby Murray

Housing Investment Consultant

Weave Social Finance

    At Impact Development Fund, we have a passion for helping people. In Colorado, there are too many under-served communities. We've made it our mission to assist these communities by providing loans to non-profits, families, and developers.

    ADDRESS

    200 E. 7th St., Suite 412
    Loveland, CO 80537

    PHONE

    (970) 494-2021

    EMAIL

    info@impactdf.org

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