At Impact Development Fund, we believe in opportunity –
for everybody.

Impact Development Fund’s mission is to help people within our underserved communities seek fulfillment for themselves and their families by providing access to affordable living. We create these opportunities by delivering flexible capital to nonprofit organizations, developers and others who support the underserved. Together, by lifting up the people in our communities, we strengthen Colorado.

What We Do

Impact Development Fund supports projects that bring together multi-faceted community stakeholders including nonprofit organizations, developers, community banks, individuals and local and state government. Starting with strategic planning for future projects, through the application process to ultimately securing financing, we help overcome obstacles to ensure critical Colorado community projects can break ground.

Our Impact

For 20+ years, we have provided economic development financing and technical assistance across the housing spectrum, creating a lasting legacy of affordable housing throughout the state.

IDF supports both retail and commercial financing.


We offer financial products to those seeking to acquire, rehabilitate or improve the energy efficiency of their primary residence.


We provide financing to nonprofit, for-profit and local agency developers seeking to expand and improve the inventory of rental and owner-occupied housing.

As a nonprofit Community Development Financial Institution (CDFI) certified by the United States Treasury, and as an approved CRA (Community Reinvestment Act) institution, IDF works with social impact investors, local municipalities’ housing and financing authorities across Colorado, nonprofit organizations such as Habitat for Humanity, other CDFIs and traditional banks. Our goal is to guide these partners along the path beginning with strategic vision to project financing and fruition.

Who We Are

Impact Development Fund is a team is of talented and motivated individuals who are passionate about what we do and the Colorado communities we serve. We believe firmly in our mission and are committed to give our all to improve the quality of life for the great diversity of underserved residents who choose to call Colorado home.

Sean Doherty



Sean Doherty is the Executive Director of Impact Development Fund (IDF), a Colorado-focused Community Development Financial Institution (CDFI) located in Denver. IDF has been providing financing capital throughout the state since 1999 in support of affordable housing and nonprofit facilities projects.

Sean moved to Colorado from Maryland in 2015 where he spent over 25 years in commercial banking, brokerage and community development finance. Prior to joining IDF, Sean was the CFO for Baltimore Community Lending, another CDFI focused on the development needs of the City of Baltimore. He maintains designations as a CPA and CFA.

Sean currently lives in Northern Colorado with his wife and the 3 youngest of his 6 children.

Megan Ferguson


Originally joining Impact Development Fund (then Funding Partners) in 2008, Megan brings a background in marketing, retail banking and residential mortgage lending. Utilizing these strengths, Megan oversees program design, loan origination and servicing operations, and processes and policies. As Director of Operations, Megan is responsible for informing and overseeing implementation of micro and macro organizational operations strategies.

Megan currently holds board and committee positions with Neighbor to Neighbor, Windsor Housing Authority, and the Habitat for Humanity of Colorado Finance Committee. Megan holds a Bachelor of Science Degree in Business Administration and Marketing from Colorado State University, and is a licensed Mortgage Loan Originator in the State of Colorado.

Megan currently lives in Northern Colorado with her husband and three children.

Gina Winterhalder


Contact For: Loan Account Activity, Monthly Payments, Payoff Requests and Lender Portfolio Management

Connie Ealey


Contact For: Commercial Loan Applications, Processing, Closing and Compliance

Coren Hanscome


Contact For: Single Family Loan Programs, Program Management and Single Family Loan Applications

Shanti Long


Contact For: Agency Financials, AR/AP, Invoices

Rachel Tweedy


Contact For: Elevation Community Land Trust application and eligibility.  Single Family Loan Application Intake, and Loan Applications in Process.

Kathy McKinney


Contact For: Single Family Loan Application Intake, Loan Applications in Process, and Loan Subordination Requests

Jessica Taft


Contact For: Monthly loan payments, statements, homeowners insurance and payoff statements.

Karla O'Neill


Contact For: AR/AP, Invoices

Eric Daniel


Contact For: Commercial Loans in process.

Nick Hellman


Contact For: Vendor account management, contract management.

2021 Board Members

Scott Horton (President)
VP, Community Lending and Investment
Wells Fargo Bank
Mark O’Connor (Vice President)

Senior VP, Director of Investment
FirstBank Holding Company

Debra Bustos (Secretary)

Deputy Director
Department of Housing Stability

Randy Ilich (Treasurer)

Vice Chairman
Colorado Federal Savings Bank

Beth Truby

Preservation Program Manager
Colorado Housing and Finance Authority

Stephen Wessler

Senior Vice President
CBRE Capital Markets

Kristin Candella

Executive Director and CEO
Fort Collins Habitat for Humanity

John Pike

Senior Vice President
Manager Commercial Real Estate

Khanh Nguyen

Portfolio Director‐Healthy Living
Colorado Health Foundation

Micah Halverson

Kutak Rock LLP

Becky Christoffersen

Chief Investment Officer
Midwest Housing Equity Group

Mary Stegner

Executive Director                                Partners in Housing

Annie Perizzolo

CRA Loans & Investment Manager  American Express

2021 Committee Members


Mark O’Connor (Board Member)

Senior VP, Director of Investment
FirstBank Holding Company

Stephen Wessler

Senior Vice President
CBRE Capital Markets

Erin O’Neill

Assistant Vice President                                      S.B. Clark Companies

Michael Reis

Sr. Development Manager                        Archway Communities

Becky Christoffersen

Chief Investment Officer
Midwest Housing Equity Group

Lisa Bloomquist Palmer                          Executive Director                                            HomesFund

Bob Munroe                                                Principal                                                              RMM Advisors


Randy Ilich (Treasurer)

Vice Chairman
Colorado Federal Savings Bank

Shane Houska

Senior Manager
Commercial & Private Banking Credit Analysis
First National Bank

Annie Perizzolo

CRA Loans & Investment Manager                         American Express

Erik Frandsen

Vice President, Commercial Real Estate
TCF National Bank

Abby Murray

Housing Investment Consultant                              Weave Social Finance

    At Impact Development Fund, we have a passion for helping people. In Colorado, there are too many under-served communities. We've made it our mission to assist these communities by providing loans to non-profits, families, and developers.


    200 E. 7th St., Suite 412
    Loveland, CO 80537


    (970) 494-2021