At Impact Development Fund, we believe in opportunity –
for everybody.

Impact Development Fund’s mission is to help people within our underserved communities seek fulfillment for themselves and their families by providing access to affordable living. We create these opportunities by delivering flexible capital to nonprofit organizations, developers and others who support the underserved. Together, by lifting up the people in our communities, we strengthen Colorado.

What We Do

Impact Development Fund supports projects that bring together multi-faceted community stakeholders including nonprofit organizations, developers, community banks, individuals and local and state government. Starting with strategic planning for future projects, through the application process to ultimately securing financing, we help overcome obstacles to ensure critical Colorado community projects can break ground.

Our Impact

For 20+ years, we have provided economic development financing and technical assistance across the housing spectrum, creating a lasting legacy of affordable housing throughout the state.

IDF supports both retail and commercial financing.

Retail

We offer financial products to consumers seeking to acquire, rehabilitate or improve the energy efficiency of their primary residence.

Commercial

We provide financing to nonprofit, for-profit and local agency developers seeking to expand and improve the inventory of rental and owner-occupied housing.

As a nonprofit Community Development Financial Institution (CDFI) certified by the United States Treasury, and as an approved CRA (Community Reinvestment Act) institution, IDF works with social impact investors, local municipalities, housing and financing authorities across Colorado, nonprofit organizations such as Habitat for Humanity, partner CDFIs and traditional banks. Our goal is to guide these partners along the path beginning with strategic vision to project financing and fruition.

Who We Are

Impact Development Fund is a team is of talented and motivated individuals who are passionate about what we do and the Colorado communities we serve. We believe firmly in our mission and are committed to give our all to improve the quality of life for the great diversity of underserved residents who choose to call Colorado home.

Sean Doherty

CHIEF EXECUTIVE OFFICER

CFA, CPA

Sean Doherty is the Chief Executive Officer of Impact Development Fund (IDF), a Colorado-focused Community Development Financial Institution (CDFI) located in Denver. IDF has been providing financing capital throughout the state since 1999 in support of affordable housing and nonprofit facilities projects.

Sean moved to Colorado from Maryland in 2015 where he spent over 25 years in commercial banking, brokerage and community development finance. Prior to joining IDF, Sean was the CFO for Baltimore Community Lending, another CDFI focused on the development needs of the City of Baltimore. He maintains designations as a CPA and CFA.

Sean currently lives in Northern Colorado with his wife and the 3 youngest of his 6 children.

Megan Ferguson

DEPUTY CHIEF EXECUTIVE OFFICER

Originally joining Impact Development Fund (then Funding Partners) in 2008, Megan brings a background in marketing, retail banking and residential mortgage lending. Utilizing these strengths, Megan oversees program design, loan origination and servicing operations, and processes and policies. As Deputy Chief Executive Officer, Megan is responsible for informing and overseeing implementation of micro and macro organizational operations strategies.

Megan currently holds board positions with Neighbor to Neighbor, the Windsor Housing Authority, and Rural Homes. Megan holds a Bachelor of Science Degree in Business Administration and Marketing from Colorado State University, and is a licensed Mortgage Loan Originator in the State of Colorado.

Megan currently lives in Northern Colorado with her husband and three children.

Erica Madison

CHIEF LENDING OFFICER

Connie Ealey

CHIEF COMPLIANCE OFFICER

Rachel Tweedy 

CHIEF OPERATING OFFICER

Emily Nilsen

CHIEF PROGRAM OFFICER

Marcus McKinney

COMMERCIAL LOAN SPECIALIST

Jessica Taft

COMMERCIAL LOAN PROCESSOR

Ben Guest

COMMERCIAL CREDIT UNDERWRITER

Ty Wills 

CCEF ANALYST

Coren Hanscome

RETAIL PRODUCTION MANAGER

Kathy McKinney

RETAIL LOAN SPECIALIST 

Karen Hancock

RETAIL LOAN SPECIALIST 

Kristin Fewell

RETAIL LOAN SPECIALIST 

Kelli Despain

RETAIL LOAN SPECIALIST 

Amber Florence

LOAN PORTFOLIO SERVICING MANAGER

Hannah Martin

SERVICING PORTFOLIO AND ESCROW SPECIALIST

Adam Harris

LOAN SERVICING MANAGER

Linnea Sherwood

LOAN SERVICING SPECIALIST

Joe Lipman 

LOAN SERVICING SPECIALIST

 

Gina Winterhalder 

FINANCE MANAGER

Richard Martinez

FINANCE SPECIALIST

Jamie Daniels

ACCOUNTING SPECIALIST

Jake Martin 

INTAKE TEAM LEAD

Indya Akbar-Savastano

DISASTER RECOVERY CASE MANAGER

Michelle Moulton

DISASTER RECOVERY SPECIALIST

Bryn Stoffel

INTAKE SPECIALIST

Elly Deleone

INTAKE SPECIALIST

Misty Mallonee 

HOUSING RECOVERY PROGRAM TEAM LEAD

Kevin Holt

DISASTER RECOVERY CLOSER

Jamila Pierson 

CFBC TEAM LEAD

Gwen Borrego 

DISASTER RECOVERY SPECIALIST

Karen Hucke

DISASTER RECOVERY SPECIALIST

Rachel Haynes

DISASTER RECOVERY SPECIALIST

Cassie Jones 

OPERATIONS SPECIALIST

Ross Valdez 

BUSINESS DEVELOPMENT MANAGER

Aaron Ferguson

DIRECTOR OF CONSTRUCTION

Mike Harper 

CONSTRUCTION MANAGER

Travis Lundahl

CONSTRUCTION SPECIALIST

Parker Bobo

CARPENTER/FRAMER

Cooper Bobo

CARPENTER/FRAMER

2024 Board Members

Becky Christoffersen (President)

Chief Investment Officer
Midwest Housing Equity Group

Mark O'Connor (Past President)

Senior VP, Director of Investment
FirstBank Holding Company

Javonni Butler (Vice President)

Project Manager
Evergreen Real Estate Group

Micah Halverson (Secretary)

Partner
Kutak Rock LLP

Randy Ilich (Treasurer)

Vice Chairman
Colorado Federal Savings Bank

Brian Rossbert

Executive Director
Housing Colorado

Kristin Candella

Executive Director and CEO
Fort Collins Habitat for Humanity

John Pike

Senior Vice President
Vectra Bank, Commercial Real Estate

Kristi Budish

Commercial Operations & Underwriting
Colorado Housing and Finance Authority

Jenn Lopez

President
Project Moxi

Mary Stegner

Executive Director
Partners in Housing

Dan Kusel

SVP – Commercial Credit Director
PNC Bank

Annie Perizzolo

CRA Loans & Investments Manager
American Express

Renee Gallegos

Deputy Director of Housing Opportunity – Department of Housing Stability (HOST)
City of Denver

2024 Committee Members

LOAN COMMITTEE

Javonni Butler (Board Member, Chair)

Project Manager
Evergreen Real Estate Group

Beth Truby

Preservation Program Manager
Colorado Housing and Finance Authority

Erin O’Neill

Assistant Vice President
S.B. Clark Companies

Michael Reis

Affordable Housing Consultant

Lisa Blomquist-Palmer

Executive Director
HomesFund

Bob Munroe

Principal
RMM Advisors

Annie Perizzolo (Board Member)

CRA Loans & Investments Manager
American Express

FINANCE COMMITTEE

Randy Ilich (Board Member, Treasurer)

Vice Chairman
Colorado Federal Savings Bank

Shane Houska

Senior Manager – Commercial & Private Banking Credit Analysis
First National Bank

Dan Kusel (Board Member)

SVP – Commercial Credit Director
PNC Bank

Erik Frandsen

Vice President, Commercial Real Estate 
Huntington Bank

Abby Murray

Housing Investments Consultant
Weave Social Finance 

    At Impact Development Fund, we have a passion for helping people. In Colorado, there are too many under-served communities. We've made it our mission to assist these communities by providing loans to non-profits, families, and developers.

    ADDRESS

    200 E. 7th St., Suite 412
    Loveland, CO 80537

    PHONE

    (970) 494-2021

    EMAIL

    info@impactdf.org