I’m a Developer of Affordable Housing

Our Loan Products Encompass the Following

Impact Development Fund is proud to support the work of developers who are creating and revitalizing low income and underserved markets in our Colorado community. If you have a specific question about your development project, please feel free to reach out, we are happy to help!
  1. 1

    Secured and unsecured loans. Loan proceeds may be used for a variety of predevelopment costs, including but not limited to project feasibility studies, environmental studies, engineering and architectural work, legal fees, site preparation, appraisals, surveys and application and permitting fees.

  2. 2

    Loan proceeds may be used to purchase land and/or existing buildings for affordable housing, mixed use developments and community facilities.

  3. 3

    Term loans and lines of credit for new construction, expansion, rehabilitation of affordable housing, community facilities and commercial real estate projects in designated neighborhood revitalization areas including energy efficiency upgrades.

  4. 4

    Loan proceeds used for short-term financing needs brought about by timing issues on the receipt of other committed funds on eligible projects.

  5. 5

    Amortized loans providing medium term financing term financing for operating properties.

What Sets Us Apart

IDF loans are unique. While banks often limit loans to 60-70% of the underlying real property value, IDF lends up to 90% LTV. Flexible repayment terms, subordinated collateral positions, and other credit enhancements are employed to help make important community development projects move forward. Most loans have terms of 12 to 36 months and mini-perms carry a term of up to 18 years.

If you are ready to move forward with your project, please download the following documents for instructions, next steps and a list of what is needed to begin your application process.

Financing Request Form

Click here if you are looking for a loan for commercial purposes

Loan Type and Term Summary Sheet

Find a list and description of the different loans that we offer


    At Impact Development Fund, we have a passion for helping people. In Colorado, there are too many under-served communities. We've made it our mission to assist these communities by providing loans to non-profits, families, and developers.


    200 E. 7th St., Suite 412
    Loveland, CO 80537


    (970) 494-2021